Business financial need referral
Tell us what your business needs. Prometheus ranks independent providers on your priorities and shows the top 5 reasons for its #1 pick. No SSN or bank details are asked here — you apply directly on the provider’s site.
Pre-set from your answers. Move them — the ranking updates live.
- 1Short-term bridging: Revolving line for seasonal and short-term gaps
- 2Quick cash: Decisions in minutes, funds as fast as same day once approved
- 3Loan size fit: Credit lines up to about $250,000
- 4Company stability fit: Best for businesses with a year or more of revenue
- 5Total cost: Simple interest on what you draw
| Product | ★ Quick cash | ★ Bridging | ★ Size fit | ★ Total cost | ★ Stability fit | ☆ Repay flex | ☆ Growth | ☆ Easy apply | ☆ Revolving | ☆ Trust | Score |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1BluevineLine of credit | 88 | 85 | 95 | 65 | 84 | 72 | 55 | 80 | 95 | 85 | 82.6 |
| 2FundboxLine of credit | 92 | 88 | 95 | 50 | 76 | 70 | 45 | 90 | 95 | 78 | 80.5 |
| 3LendioLine of credit (marketplace) | 70 | 80 | 95 | 65 | 84 | 72 | 55 | 70 | 95 | 82 | 77.6 |
| 4CanaryLine of credit | 65 | 75 | 95 | 60 | 84 | 68 | 50 | 70 | 90 | 65 | 73.7 |
| 5FundboxTerm loan | 85 | 70 | 95 | 55 | 76 | 55 | 55 | 85 | 10 | 78 | 72.3 |
| 6LendioTerm loan (marketplace) | 65 | 55 | 95 | 70 | 84 | 55 | 75 | 70 | 10 | 82 | 68.7 |
| 7CanaryTerm loan | 60 | 55 | 95 | 65 | 84 | 55 | 70 | 70 | 10 | 65 | 66.3 |
| 8LendioEquipment financing (marketplace) | 60 | 30 | 95 | 78 | 84 | 50 | 80 | 70 | 5 | 82 | 63.3 |
| 9CanaryEquipment leasing | 55 | 25 | 95 | 72 | 84 | 50 | 75 | 68 | 5 | 65 | 59.6 |
- Built for short cash gaps — draw only what you need
- Online decision, funds can arrive as soon as the next business day
- Flexible line for cash-flow gaps
- Offers often within days
- Line for short-term gaps
- Draw again as you repay
- Fast online decision and funding
- Fixed short term suits a one-off cash need
- Lendio sba 7(a) loan (marketplace) usually needs 2 years in business.
YOUTILITY LLC acts solely as a referral and introduction service. We are not a lender, loan broker, loan arranger, credit services organization, merchant cash advance provider, payment processor, ISO, or financial, tax or legal adviser. We do not make or influence credit decisions, quote rates or terms, negotiate on your behalf, collect applications or documents, or hold any funds. All products are offered by independent third parties, who alone decide eligibility, approval, pricing and terms under their own agreements. Information shown is general, may change, and is not an offer, commitment or guarantee of funding or service. YOUtility does not offer or refer merchant cash advances or revenue-based financing. We may receive a referral fee from providers when you apply or are funded; fees are never a ranking factor – rankings come only from the Prometheus scoring of your stated needs. Currently available to Texas businesses only. Review all terms with the provider, and consult your own adviser before signing.